FREE YOUR PAY
TOGETHER!
Cash Out your earnings before payday.
Team up with friends for higher approval rates and bigger Cash Outs
Rethink the way you get paid
Get paid today
Cash Out your pay today
Don’t wait 2 weeks or a month
No interest
5% flat fee per Cash Out
No interest and no late fees
Group benefits
Team up for higher approval rates and bigger Cash Outs
No credit impact
Using Circlepay will not
affect your credit score
How to Cash Out with Circlepay
Join Circlepay
Download the Circlepay app and complete account sign up process.
Form a Circle
Create or join a Circle of friends for higher approval rates and bigger Cash Outs
Unlock your earnings
Securely link your bank account to qualify for Cash Outs each pay period
Get paid today
Request Cash Out, get your money the same day and auto-repay on your next payday
Ditch the credit card
Spend your own money
Use Circlepay to access the money you’ve already earned to cover life’s expenses
FILL UP THE CAR
$65
INSTANT CASHOUT
BUY GROCERIES
$55
INSTANT CASHOUT
PAY FOR DINNER
$74
INSTANT CASHOUT
Circles: Together is better
At Circlepay, we want everyone to have a fair chance to access their earnings before payday. By teaming up with friends, you create a group that vouches for each other, increasing your chances of qualifying for a Cash Out with fewer restrictions. The more friends in your Circle, the higher the Cash Out limit. So form a Circle today for fair and fast access to your money!
Industry-leading Data Security
We adopt industry best cybersecurity practices to protect your data, including AES encryption (AES-256).
Real Time Payments
We use NPP technology to send you your money within minutes, any time of day, 7 days a week.