Rethink the way you get paid
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Get paid today
Cash Out your pay today
Don’t wait 2 weeks or a month
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No interest
5% flat fee per Cash Out
No interest and no late fees
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Group benefits
Team up for higher approval rates and bigger Cash Outs
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No credit impact
Using Circlepay will not
affect your credit score
How to Cash Out with Circlepay
Join Circlepay
Download the Circlepay app and complete account sign up process.
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Form a Circle
Create or join a Circle of friends for higher approval rates and bigger Cash Outs
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Unlock your earnings
Securely link your bank account to qualify for Cash Outs each pay period
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Get paid today
Request Cash Out, get your money the same day and auto-repay on your next payday
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Ditch the credit card
Spend your own money
Use Circlepay to access the money you’ve already earned to cover life’s expenses
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FILL UP THE CAR
$65
INSTANT CASHOUT
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BUY GROCERIES
$55
INSTANT CASHOUT
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PAY FOR DINNER
$74
INSTANT CASHOUT
Circles: Together is better
At Circlepay, we want everyone to have a fair chance to access their earnings before payday. By teaming up with friends, you create a group that vouches for each other, increasing your chances of qualifying for a Cash Out with fewer restrictions. The more friends in your Circle, the higher the Cash Out limit. So form a Circle today for fair and fast access to your money!
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Industry-leading Data Security
We adopt industry best cybersecurity practices to protect your data, including AES encryption (AES-256).
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Real Time Payments
We use NPP technology to send you your money within minutes, any time of day, 7 days a week.